Payment & Security

𝑽𝑬𝑳𝑶𝑹𝑰𝑸𝑬™ PAYMENTS & SAFE CHECKOUT

💳 Payment Options · Pricing · Transaction Protection

Shopping should feel exciting—not confusing. This guide explains available payment methods, transaction authorization, checkout security, currency, taxes, discount codes, pending charges, and payment support.

Updated: September 23, 2026

💵 Store Currency	🔐 Secure Checkout	💌 Payment Assistance
United States Dollars (USD)	Processed through Shopify and enabled payment providers	service@koramiz.com

A Clearer Way to Check Out

Before you submit payment, checkout will display the available payment methods and a summary of the applicable product price, shipping charge, discount, tax, and final order total.

Please review everything carefully before selecting the final payment button. ✨

1. Available Payment Methods

Payment options vary according to your location, device, order details, and the services currently enabled at checkout.

Depending on availability, accepted methods may include:

Major credit cards
Debit cards
PayPal
Digital wallets
Other supported payment services

Only payment methods displayed during checkout are currently available for the order.

We cannot guarantee that every payment method will be offered in every region or for every transaction.

2. Transaction Currency 💵

Unless checkout clearly displays otherwise, purchases are processed in United States Dollars (USD).

If your payment account uses another currency, your bank or payment provider may convert the transaction into your account currency.

The conversion rate and any associated charges are determined by the relevant financial institution—not by 𝑽𝑬𝑳𝑶𝑹𝑰𝑸𝑬™ or Golden Link Trading.

Possible third-party charges may include:

Currency-conversion fees
Foreign-transaction fees
International payment fees
Bank processing charges
PayPal conversion fees
Card-issuer fees

Please contact your bank or payment provider for information about its exchange rate and fee schedule.

3. Payment Authorization 🔎

Submitting an order authorizes the selected payment provider to process the displayed order total.

Transactions may be subject to:

Payment authorization
Billing-address verification
Card-security checks
Fraud-prevention screening
Account authentication
Available-funds confirmation
Additional verification requested by the payment provider

A successful checkout screen or order submission does not override a later decline, reversal, or verification request issued by the payment provider.

4. Additional Verification

Occasionally, a bank, card issuer, payment platform, or fraud-prevention provider may require extra confirmation.

This may include:

A banking-app approval
A one-time verification process
Billing-address confirmation
Cardholder verification
Another security measure selected by the provider

𝑽𝑬𝑳𝑶𝑹𝑰𝑸𝑬™ does not control the provider’s approval decision or verification method.

Never send verification codes, passwords, or complete payment-card details to Customer Care. 🔐

5. Why Was My Payment Declined?

A transaction may be declined for reasons including:

Incorrect card information
Incorrect billing address
Insufficient funds or available credit
An expired card
A card-security restriction
International-purchase restrictions
A bank’s fraud-prevention decision
A payment-provider error
An unsupported payment method
A mismatch in checkout details

If your payment is declined, please:

Review the information entered.
Confirm the billing address.
Try the payment again only after checking for errors.
Contact your bank or payment provider.
Use another displayed payment method, if available.

For security reasons, Customer Care cannot force a bank or payment provider to approve a transaction.

6. Pending & Temporary Authorization Holds ⏳

A payment provider may place a temporary authorization hold when an order is attempted or submitted.

A pending authorization is not always a completed charge.

If an order fails or is canceled, the provider may still require time to release the pending hold. The release schedule is determined by the bank or payment provider and may vary.

𝑽𝑬𝑳𝑶𝑹𝑰𝑸𝑬™ does not control:

How pending authorizations appear
How long a hold remains
When available credit is restored
The provider’s internal posting schedule

Please contact the relevant institution if a pending amount remains longer than expected.

7. Checkout Protection 🛡️

Checkout is processed through Shopify and participating payment providers using security features designed to protect transaction information during payment processing.

Golden Link Trading does not intend to store complete credit-card or debit-card numbers within its ordinary customer-service systems.

Payment providers may securely process information such as:

Cardholder name
Billing details
Payment token
Payment-method type
Transaction status
Fraud-prevention signals
Partial card details

Their handling of payment information may also be governed by their own security practices, terms, and privacy notices.

8. Your Checkout Security Checklist

You can help protect your payment information by:

Using a trusted personal device
Keeping your browser updated
Avoiding unsecured public Wi-Fi
Checking that the checkout page is legitimate
Protecting your email and account passwords
Never sharing authentication codes
Reviewing the order total before paying
Signing out after using a shared device
Monitoring your bank or payment account

No internet transmission or electronic-storage method can be guaranteed completely secure, but sensible precautions can reduce risk. 🌿

9. Product Prices

Product prices displayed on the store may change because of:

Product updates
Inventory conditions
Promotional events
Collection changes
Genuine corrections
Other commercial adjustments

The price applicable to an order is normally the amount displayed during checkout when the purchase is submitted.

If a genuine and material pricing error is discovered, we may contact you to explain the issue and provide an appropriate option, such as confirming the corrected amount or canceling the affected order.

10. Shipping Charges 🚚

Available delivery methods and their charges are displayed during checkout before payment is submitted.

Shipping fees may depend on factors such as:

Delivery destination
Product dimensions
Package weight
Selected shipping method
Order value
Applicable promotion
Fulfillment requirements

If a free-shipping promotion applies, eligibility should be displayed before checkout is completed.

11. Taxes & Duties

Applicable taxes may be calculated according to the order, delivery destination, and legal requirements.

The amount collected by the store will be displayed during checkout where applicable.

For international deliveries, the destination country may impose additional:

Import duties
Customs charges
Local taxes
Brokerage fees
Handling charges

Where these amounts are not collected during checkout, they may be charged separately by the carrier, customs authority, or another responsible party.

12. Reviewing the Final Total ✨

Before submitting payment, please confirm:

Product selection
Product quantity
Available options
Product price
Discount code
Shipping method
Shipping charge
Applicable taxes
Currency
Final order total

By submitting payment, you confirm that the displayed information has been reviewed and that you are authorized to use the selected payment method.

Discounts & Promotional Codes

13. Applying a Discount Code 🎁

A promotional code must normally be entered in the designated checkout field before payment is completed.

Please check that the discount appears in the order summary before submitting payment.

If the reduction is not displayed, the promotion has not been successfully applied.

14. Promotional Conditions

A promotion may include:

Start and expiration dates
Minimum purchase amounts
Eligible products or collections
Product exclusions
Regional limitations
Customer eligibility requirements
Quantity limits
Single-use restrictions
Other conditions displayed with the offer

Unless the offer expressly states otherwise, promotional codes:

Cannot be exchanged for cash
Cannot be transferred
Cannot be applied retroactively
Cannot be combined
Cannot exceed the eligible order value
Cannot be used after expiration

15. Promotion Not Working?

A discount may fail because:

The code was entered incorrectly
The promotion expired
The minimum order value was not reached
An excluded product is in the cart
The code has already been used
The customer or region is not eligible
Another discount is already applied
The offer reached a stated usage limit

Please review the offer conditions before contacting Customer Care.

Screenshots of the promotion and checkout summary may help us understand the question. 📸

16. Completed Orders & Missed Discounts

Discounts generally cannot be added after an order has been completed.

Please confirm that the promotional reduction appears before submitting payment.

A future or expired promotion does not normally entitle an earlier order to a price adjustment unless the offer specifically states otherwise.

Payment Problems & Refunds

17. Duplicate or Multiple Charges

If you believe you were charged more than once:

Review whether one amount is still pending.
Check whether multiple orders were created.
Contact your bank or payment provider.
Email Customer Care with the relevant order number.

Please provide a screenshot showing the transaction date and amount, but hide complete card numbers and sensitive account details.

A pending authorization and a completed charge may temporarily appear as two separate entries.

18. Refunds to the Original Payment Method ↩️

Approved refunds are normally returned to the original payment method.

After a refund is issued, the bank or payment provider may require additional time before the credit appears.

Refunds generally cannot be redirected to:

Another card
A different bank account
A separate PayPal account
Another customer
A newly selected payment method

If the original account has been closed, contact the relevant financial institution for assistance.

19. Payment Disputes

If you do not recognize a transaction or believe an order was processed incorrectly, please contact Customer Care promptly.

We may review:

Order details
Payment status
Checkout information
Delivery records
Customer communications
Return and refund information

Nothing in this policy restricts any lawful right to dispute a genuinely unauthorized or incorrectly processed transaction.

Fraudulent, duplicate, or abusive disputes may be challenged using available transaction and fulfillment records.

20. Protecting You From Payment Fraud 🔐

We may hold, review, limit, or cancel a transaction where reasonably necessary because of:

Suspected unauthorized payment use
Conflicting billing information
Unusual order activity
Repeated failed payment attempts
Promotion abuse
Elevated fraud risk
Applicable legal restrictions

Additional information may occasionally be requested to confirm that a transaction is legitimate.

If an order is canceled after payment has been successfully collected, an appropriate refund will be submitted to the original payment method.

Need Payment Help?

Email:

service@koramiz.com

Please include:

Your order number, if available
The email used during checkout
The transaction date
The order amount
The payment method type
A clear explanation of the issue
A redacted screenshot where helpful

Please Do Not Send

Complete card numbers
Card security codes
Passwords
PayPal credentials
Bank-login information
One-time verification codes
Unredacted financial statements

Hey, keeping those details private helps protect you! 🤍

Payment & Company Details

Brand

𝑽𝑬𝑳𝑶𝑹𝑰𝑸𝑬™

Operating Company

Golden Link Trading

Legal Representative

Liu Junhua

Business Registration Address

475 Ao Bei Wan Street, Sha Tin District, Hong Kong

Customer Support Email